Live market data, current interest rates, mortgage tools, and curated MLS listings for Hamilton Mountain — everything you need to buy or sell with confidence.
Current snapshot of the Hamilton housing market, using the most recent data available as of November 2, 2026. The Cornerstone Association of REALTORS® September 2026 release (published October 5, 2026) remains the most recent complete monthly report: 376 sales in the City of Hamilton, down 22.6% year over year, with 1,057 new listings and 46 days on market. Average sale prices by type (detached $778,972, down 9.0% year over year; townhouse $590,532; condo apartment $379,636) are the September 2026 Hamilton city figures from WOWA.ca's Cornerstone-based data, and the Mountain-specific detached average of $717,764 comes from the most recent Hamilton Mountain district-level MLS data (June 2026). Cornerstone does not publish a separate monthly Hamilton Mountain sub-area breakdown, so Hamilton-wide and Hamilton city figures are used and clearly noted. More current rolling figures: about 3,083 active listings in Hamilton (Zolo.ca live count, November 1, 2026), 1,678 new listings in the last 28 days, approximately 32 average days on market, and a 97.41% sale-to-list ratio (Zolo.ca November 2026 rolling data, median sold $655,000 vs median list $672,000).
Freehold Detached
$778,972
Hamilton city avg · Sept 2026 · Cornerstone/WOWA · ↓9.0% YoY
Townhouse
$590,532
Hamilton city avg · Sept 2026 · Cornerstone/WOWA
Condo / Apartment
$379,636
Hamilton city avg · Sept 2026 · Cornerstone/WOWA
Detached on the Mountain
$717,764
Hamilton Mountain district level · June 2026 · most recent Mountain-specific release
Hamilton-wide and Hamilton city metrics from the Cornerstone Association of REALTORS® monthly reports. The most recent complete release is September 2026 (Hamilton city: 376 sales, 1,057 new listings, 46 days on market, 4.8 months of supply); the October 2026 report had not yet been published as of November 2, 2026 and is expected within days. The detailed cards here show the latest published Hamilton price breakdown by type plus Zolo.ca's November 2026 rolling figures. Hamilton Mountain district data is shown where available, most recently a detached average of $717,764 (June 2026), and new district-level releases are added as Cornerstone publishes them.
Avg. Sale Price (All Types)
$714,420
Hamilton region · Sept 2026 · WOWA/Cornerstone · ↓7.9% YoY · Zolo.ca Nov 2026 rolling: ~$718K
Monthly Sales
376
Hamilton city · Sept 2026 · ↓22.6% YoY · region (H-B-H-NN): 635
Avg. Days on Market
46
Hamilton city · Sept 2026 · Cornerstone · Zolo.ca Nov 2026 rolling: ~32
Sale-to-List Price Ratio
97.41%
Hamilton-wide · Zolo.ca Nov 1, 2026 rolling (median sold $655K vs median list $672K)
Sources: Cornerstone Association of REALTORS® September 2026 market release (published October 5, 2026; the most recent complete monthly report, association-wide sales 1,171, down 8.2% YoY, and new listings down 18.8% YoY, with 635 sales and 1,716 new listings across the Hamilton-Burlington-Haldimand-Niagara North region per Bush Realty Systems' Cornerstone data summary), WOWA.ca Hamilton Housing Market Report (September 2026 data: Hamilton region average sold price $714,420 all types, down 7.9% YoY; Hamilton city detached $778,972, down 9.0% YoY; townhouse $590,532; condo apartment $379,636; 4.8 months of supply), Niagara Homes / Cornerstone city-level detail for Hamilton (376 sales, 1,057 new listings, 46 days on market, 4.8-month supply, MLS HPI benchmark $664,500 down 6.0% YoY), HouseSigma Hamilton data (approximately 1,831 active listings as of October 22, 2026, plus an unofficial 471 Hamilton sales in October 2026 with a median sold price near $581,250), and Zolo.ca Hamilton market data (November 1, 2026 rolling 28-day figures: about 32 average days on market, a 97.41% sale-to-list ratio based on a median sold price of $655,000 versus a median list price of $672,000, about 1,678 new listings in the last 28 days, and roughly 3,083 active listings). Hamilton Mountain district-level detached average ($717,764) from Mountain-specific MLS® data (June 2026) via ShawnPalmer.ca. District-level Hamilton Mountain sub-area pricing typically runs 10-15% below Hamilton-wide averages due to the area's mix of housing stock.
Avg. Days on Market
46
Hamilton city · Sept 2026 · Cornerstone (most recent complete month) · Zolo.ca Nov 1, 2026 rolling: ~32 days
Avg. Sale Price: Freehold Detached
$778,972
Hamilton city · Sept 2026 · Cornerstone/WOWA · ↓9.0% YoY
Avg. Sale Price: Townhouse
$590,532
Hamilton city · Sept 2026 · Cornerstone/WOWA
Avg. Sale Price: Condo
$379,636
Hamilton city · Sept 2026 · Cornerstone/WOWA
Active Listings (Total)
~3,083
Hamilton-wide · Zolo.ca live count · Nov 1, 2026
New Listings (This Month)
1,057
Hamilton city · Sept 2026 · Cornerstone (most recent complete month) · Zolo.ca Nov 2026 rolling: 1,678 in 28 days
Months of Inventory
4.8
Hamilton city · Sept 2026 · Cornerstone (most recent complete release) · balanced territory
Market Condition
Balanced Market
~4.8 months of supply · Sept 2026 · balanced zone
Sale-to-List Price Ratio
97.41%
Hamilton-wide · Zolo.ca Nov 1, 2026 rolling (median sold $655K vs median list $672K)
Data period: September 2026 (most recent complete Cornerstone release). The Cornerstone Association of REALTORS® September 2026 market release, published October 5, 2026, reported 1,171 residential sales association-wide, down 8.2% year over year, with new listings down 18.8% from September 2025. In the City of Hamilton, sales totaled 376 (down 22.6% year over year) with 1,057 new listings, an average of 46 days on market, and 4.8 months of inventory (balanced territory). Hamilton's MLS Home Price Index benchmark was $664,500 in the September 2026 city-level release, down 6.0% year over year. Average sale prices by type are the most recent published Hamilton breakdown (September 2026, from WOWA.ca's Cornerstone-based Hamilton Housing Market Report): $778,972 for detached (down 9.0% year over year), $590,532 for townhouse, and $379,636 for condo apartment. More current rolling figures come from Zolo.ca's November 2026 Hamilton data (as of November 1, 2026): about 32 average days on market, a 97.41% sale-to-list price ratio (median sold price of $655,000 versus a median list price of $672,000), about 1,678 new listings in the last 28 days, and roughly 3,083 active listings. HouseSigma's live count for Hamilton was approximately 1,831 as of October 22, 2026. On the Mountain specifically, detached homes averaged $717,764 in the most recent district-level release (June 2026). Market condition reflects a balanced market with roughly 4.8 months of supply. Cornerstone does not publish a separate monthly Hamilton Mountain sub-area breakdown, so Hamilton-wide and Hamilton city figures are used and clearly noted throughout. Data is updated monthly when new Cornerstone reports are published; the September 2026 report was incorporated on release, and the October 2026 report had not yet been published as of November 2, 2026 and is expected within days.
Last updated: November 2, 2026. Data from Cornerstone Association of REALTORS® MLS and public market sources.
What it means for Hamilton Mountain buyers
Bank of Canada Target Rate
2.50%
Set October 28, 2026 · Bank Rate 2.75%
Current Prime Rate
4.70%
Effective October 29, 2026 · major banks
Latest Decision
+0.25% · Target Rate now 2.50%
October 28, 2026 · first increase since July 2023
Your mortgage rate is not the prime rate. Banks set your actual rate as the prime rate plus their own lender spread. For example, if prime is 4.45% and your lender adds 1.5%, your rate would be 5.95%. The exact spread depends on your lender, your credit profile, and the type of mortgage you choose. This is why getting pre-approved matters — it locks in your specific rate.
January 28, 2026
2.25%
Resulting target rate
March 18, 2026
2.25%
Resulting target rate
April 29, 2026
2.25%
Resulting target rate
June 10, 2026
2.25%
Resulting target rate
July 15, 2026
2.25%
Resulting target rate
September 2, 2026
2.25%
Resulting target rate
October 28, 2026
2.50%
Resulting target rate
December 9, 2026
—
Not yet announced
Source: Bank of Canada policy interest rate announcements (bankofcanada.ca). As of the October 28, 2026 announcement, the Bank of Canada target for the overnight rate is 2.50% (Bank Rate 2.75%, deposit rate 2.45%), and the major banks' prime rate is 4.70% (effective October 29, 2026). The Bank held the policy rate at 2.25% at the first six 2026 decisions (January 28, March 18, April 29, June 10, July 15, and September 2), then increased it by 25 basis points to 2.50% on October 28, its first increase since July 2023. The next scheduled decision is December 9, 2026. Target rate is the Bank of Canada overnight rate; prime rate (4.70%) is the conventional prime lending rate at Canada's major banks.
Curated MLS searches to help you find exactly what you're looking for on the Mountain.
Beat the summer heat — browse homes with pools on the Mountain
Browse listings 🛏️Need space for the whole family? Browse homes with 4 or more bedrooms
Browse listings 🔑Perfect for in-law suites, rental income, or multi-generational living
Browse listings 💰Hamilton Mountain homes at accessible price points — great for first-time buyers
Browse listings 📐Room to spread out — large homes on Hamilton Mountain
Browse listings 🏘️Low-maintenance living in the heart of the Mountain
Browse listings 🏗️Be the first to see new construction on Hamilton Mountain
Browse listings 🌳Homes with stunning escarpment views or proximity to nature
Browse listingsDon't see what you're looking for? Tory can set up a custom search tailored to exactly what you need — get in touch!
Estimate your monthly costs for buying a home on Hamilton Mountain.
Minimum 5% in Canada
Editable — pre-filled with typical lender rate
Estimated Monthly Payment
$2,798
Principal & interest
Total Estimated Monthly Cost
$3,598
Mortgage + tax + insurance
CMHC Insurance
$0
Not required at 20%+ down
Ontario Land Transfer Tax
$0
One-time closing cost
Est. Property Tax + Insurance
$750/mo
~1.2% tax + ~$100 insurance
⚠️ Disclaimer: These calculations are approximate estimates only. Your actual mortgage payment depends on your credit score, income, debt ratio, chosen lender, and specific property details. CMHC insurance applies when your down payment is less than 20%. Land transfer tax is calculated for Ontario. For an accurate picture of what you can afford, get pre-approved by a mortgage professional.
Tory works closely with the M2M Mortgage Team — they provide exceptional service and competitive rates. Whether you're a first-time buyer or looking to refinance, they'll walk you through every step.
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The Rent-to-Own program through Ownable gives you a real path to homeownership — even with credit challenges, bankruptcy, or self-employment income. Live in your future home while you build toward qualifying for a mortgage.
Everything you need to know before selling your home for the first time — live, interactive, and completely free.
Selling your home for the first time can feel overwhelming — where do you even start? What should you fix? How do you price it right? What are the hidden costs? This free quarterly webinar answers all of those questions and more.
Hosted by Tory Akene, REALTOR® with Real Broker Ontario Ltd., this interactive session walks you through the entire selling process step by step — from preparing your home for market to closing day. You'll learn staging secrets, pricing strategies, negotiation tips, and the common mistakes that cost first-time sellers thousands.
Whether you're actively thinking about selling or just exploring your options, this webinar will give you the clarity and confidence to make the right decision for your family.
How to prepare your home for sale without overspending
Pricing strategies that attract buyers and maximize your return
The real costs of selling (commissions, staging, closing costs)
How to choose the right real estate agent
Common mistakes first-time sellers make — and how to avoid them
Q&A with a licensed REALTOR®
More testimonials coming soon.
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You'll be the first to know when the next webinar date is announced. In the meantime, book a free consultation with Tory to discuss your selling goals.
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