Live market data, current interest rates, mortgage tools, and curated MLS listings for Hamilton Mountain — everything you need to buy or sell with confidence.
Current snapshot of the Hamilton Mountain housing market. Data compiled from the Cornerstone Association of REALTORS® MLS reports (July 2026 monthly release). All figures are Hamilton-wide unless noted. Hamilton Mountain sub-area district-level data (MLS districts 15-18, 25, 26) is typically available through real estate board membership; check back for district-level updates when the next Cornerstone report is published.
Freehold Detached
$846,864
Hamilton region avg · July 2026 data · ↓~0.2% YoY
Townhouse
$599,743
Hamilton region avg · July 2026 data (separate townhouse)
Condo / Apartment
$384,828
Hamilton region avg · July 2026 data (separate condo)
Hamilton-wide metrics from the Cornerstone Association of REALTORS® July 2026 report. Hamilton Mountain MLS districts 15-18, 25, 26 data is forthcoming with the next Cornerstone district-level release.
Avg. Sale Price (All Types)
$741,172
Hamilton-wide avg · July 2026 · ↓3.4% YoY · Mtn. district-level data pending
Monthly Sales
500
Hamilton-wide · July 2026 · ↓8.6% YoY
Avg. Days on Market
41
Hamilton-wide · July 2026 · most recent complete month
Sale-to-List Price Ratio
96.0%
Hamilton-wide · July 2026 · below asking on average
Sources: Cornerstone Association of REALTORS® MLS reports (July 2026), niagarahomes.com / Cornerstone market update (July 2026), Zolo.ca sale-to-list ratio (July 2026), WOWA.ca housing market report (Aug. 11, 2026 update). District-level Hamilton Mountain sub-area pricing typically runs 10-15% below Hamilton-wide averages due to the area's mix of housing stock.
Avg. Days on Market
41
Hamilton-wide · July 2026 data · most recent complete month
New Listings (This Month)
1,019
Hamilton-wide · July ️2026 · ↓19.8% YoY
Active Listings (Total)
2,104
Hamilton-wide · July 2026 data · total active inventory
Months of Inventory
4.6
Hamilton-Burlington region · July 2026 data · balanced territory
Sale-to-List Price Ratio
96.0%
Hamilton-wide · July 2026 data · Zolo median-based estimate
Market Condition
Balanced Market
4.6 months supply · balanced by historical standards
Monthly Sales
500
Hamilton-wide · July 2026 · ↓8.6% YoY
MLS® HPI Benchmark
$729,800
Hamilton · July 2026 · ↓4.9% YoY
Avg. Sale Price (All Types)
$741,172
Hamilton-wide · July 2026 · ↓3.4% YoY
Data period: July 2026 data. All figures are from the Cornerstone Association of REALTORS® MLS system for the City of Hamilton, unless otherwise noted. Average days on market (41), new listings (1,019), active listings (2,104), monthly sales (500), and average sale prices by type from the July 2026 Cornerstone monthly report. Average sale prices: detached ($846,864), townhouse ($599,743), condo apartment ($384,828) from Cornerstone/Hamilton-region data via WOWA.ca and niagarahomes.com (Cornerstone's city release combines townhouse and condo into one average, so separate townhouse/condo figures are region-wide estimates). Months of inventory (4.6) and sale-to-list price ratio (96.0%) from Cornerstone and Zolo market analysis. Market condition reflects a balanced market with 4.6 months of supply and a ~49% sales-to-listings ratio. Hamilton Mountain sub-area district-level data (MLS districts 15-18, 25, 26) will be added when the next Cornerstone district-level report is released. Data is updated monthly when new Cornerstone reports are published.
Last updated: September 14, 2026. Data from Cornerstone Association of REALTORS® MLS and public market sources.
What it means for Hamilton Mountain buyers
Bank of Canada Target Rate
2.25%
As of September 2026
Current Prime Rate
4.45%
As of September 2026
Latest Decision
No change · 0.00%
July 15, 2026 · Target Rate 2.25%
Your mortgage rate is not the prime rate. Banks set your actual rate as the prime rate plus their own lender spread. For example, if prime is 4.45% and your lender adds 1.5%, your rate would be 5.95%. The exact spread depends on your lender, your credit profile, and the type of mortgage you choose. This is why getting pre-approved matters — it locks in your specific rate.
January 28, 2026
Held
2.25%
March 18, 2026
Held
2.25%
April 29, 2026
Held
2.25%
June 10, 2026
Held
2.25%
July 15, 2026
Held
2.25%
September 2, 2026
Upcoming
—
October 28, 2026
Upcoming
—
December 9, 2026
Upcoming
—
Source: Bank of Canada policy interest rate announcements (bankofcanada.ca). Target rate is the Bank of Canada overnight rate; prime rate (4.45%) is the conventional prime lending rate at Canada's major banks.
Curated MLS searches to help you find exactly what you're looking for on the Mountain.
Beat the summer heat — browse homes with pools on the Mountain
Browse listings 🛏️Need space for the whole family? Browse homes with 4 or more bedrooms
Browse listings 🔑Perfect for in-law suites, rental income, or multi-generational living
Browse listings 💰Hamilton Mountain homes at accessible price points — great for first-time buyers
Browse listings 📐Room to spread out — large homes on Hamilton Mountain
Browse listings 🏘️Low-maintenance living in the heart of the Mountain
Browse listings 🏗️Be the first to see new construction on Hamilton Mountain
Browse listings 🌳Homes with stunning escarpment views or proximity to nature
Browse listingsDon't see what you're looking for? Tory can set up a custom search tailored to exactly what you need — get in touch!
Estimate your monthly costs for buying a home on Hamilton Mountain.
Minimum 5% in Canada
Editable — pre-filled with typical lender rate
Estimated Monthly Payment
$2,798
Principal & interest
Total Estimated Monthly Cost
$3,598
Mortgage + tax + insurance
CMHC Insurance
$0
Not required at 20%+ down
Ontario Land Transfer Tax
$0
One-time closing cost
Est. Property Tax + Insurance
$750/mo
~1.2% tax + ~$100 insurance
⚠️ Disclaimer: These calculations are approximate estimates only. Your actual mortgage payment depends on your credit score, income, debt ratio, chosen lender, and specific property details. CMHC insurance applies when your down payment is less than 20%. Land transfer tax is calculated for Ontario. For an accurate picture of what you can afford, get pre-approved by a mortgage professional.
Tory works closely with the M2M Mortgage Team — they provide exceptional service and competitive rates. Whether you're a first-time buyer or looking to refinance, they'll walk you through every step.
When you reach out, be sure to mention that Tory sent you — you'll get the VIP treatment!
The Rent-to-Own program through Ownable gives you a real path to homeownership — even with credit challenges, bankruptcy, or self-employment income. Live in your future home while you build toward qualifying for a mortgage.
Everything you need to know before selling your home for the first time — live, interactive, and completely free.
Selling your home for the first time can feel overwhelming — where do you even start? What should you fix? How do you price it right? What are the hidden costs? This free quarterly webinar answers all of those questions and more.
Hosted by Tory Akene, REALTOR® with Real Broker Ontario Ltd., this interactive session walks you through the entire selling process step by step — from preparing your home for market to closing day. You'll learn staging secrets, pricing strategies, negotiation tips, and the common mistakes that cost first-time sellers thousands.
Whether you're actively thinking about selling or just exploring your options, this webinar will give you the clarity and confidence to make the right decision for your family.
How to prepare your home for sale without overspending
Pricing strategies that attract buyers and maximize your return
The real costs of selling (commissions, staging, closing costs)
How to choose the right real estate agent
Common mistakes first-time sellers make — and how to avoid them
Q&A with a licensed REALTOR®
More testimonials coming soon.
Date TBA — Next session coming soon. Fill out the form below to join the waitlist and be the first to know when registration opens.
You'll be the first to know when the next webinar date is announced. In the meantime, book a free consultation with Tory to discuss your selling goals.
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Your home's value might surprise you. Tory provides free, no-obligation home evaluations using real-time market data. She'll show you exactly what your home could sell for in today's market.